I have applied three times for a student visa and each time was refused for the same reasons:
I have booked crous accommodation for 9-months , but I haven't any student loan because I have a sufficient amount to cover all my expenses.
Is a large amount of money put in my account without any explanation creating the problem?41user13261
When a Schengen refusal notice contains the reasons as you have stated them (and you were refused for the same on all three occasions), it indicates that the application has serious problems, as determined by the person(s) reviewing it. That, alone, is extremely serious and, after three refusals, it means that they don’t believe you and don’t trust you.
Thus, booking a flat serves no purpose, through the Centre régional des œuvres universitaires et scolaires (CROUS) or any other means. Nor does depositing money for purposes of convincing consular officials of your financial abilities; while not advisable and often one of the reasons for visa refusals, you now have a greater problem.
And, to put it bluntly, if the latest refusal does actually says abusive’ (abuser), it might be unwise to re-apply any time in the near future to France (or perhaps any Schengen country) as you may attract a ban.
© 2012 - Nathan Osman - [About]